Simplify budgeting
Pay a fixed, level monthly rate based on your employee population. Avoid unexpected costs so you can budget with confidence. Comprehensive monthly fee includes full service plan administration, premiums for stop loss coverage, and projected medical and prescription coverage costs.
Save money
Enjoy immediate savings while reducing premium taxes. Receive 100% of surplus claims funds when your actual claims are less than projected. Plus, you receive all rebates from prescription drug manufacturers.
Assure protection
Integrated stop loss insurance coverage provides financial protection for both individual and aggregate large claims. If actual claims exceed thresholds, the stop loss carrier pays the difference.
Make informed decisions
Enjoy direct access to your utilization data and monthly claims experience. Actionable reports provide monthly and annual analyses of plan performance and cost drivers, so you know exactly what’s happening with your plan.
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Ready to experience the HPI difference?